We Are Confident
THE BEST RATES
ARE RIGHT HERE!
Welcome to a relationship-focused bank that believes in personal service. Our accounts are built for real people, real businesses, and real financial goals.
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Best Business Rates
Built for Operating Cash, Growth, and Flexibility
| Business Accounts at a Glance | |||
|---|---|---|---|
| Account | APY | Who It’s Best For | Key Benefits |
| High Yield Savings (Business) | 4.00% APY | Businesses with excess cash that want strong returns without complexity | Competitive yield, simple structure, ideal for reserve funds |
| Premier Advantage Business Money Market |
Up to 4.50% APY | Businesses maintaining higher balances that want to maximize earnings | Higher tiered rates, relationship-based pricing, designed for operating accounts |
APY – Annual Percentage Yield
Why Business Owners Choose These Accounts
Local Decision-Making
Easy Access to Funds
Strong, Competitive Yields
A Long-Term Relationship
If you’re holding cash that could be working harder for your business, a quick conversation with one of our bankers can help you determine which option fits best.
Let’s talk about the right
business account for you.
706-534-9689
Best Personal Rates
Smart Options for Everyday Banking and Long-Term Savings
| Personal Accounts at a Glance | |||
|---|---|---|---|
| Account | APY | Who It’s Best For | Key Benefits |
| High Yield Savings (personal) | 4.00% APY | Savers who want higher returns with easy access | Competitive rate, simple savings structure, great for short- or mid-term goals |
| Rewards Checking | 5.00% APY on balances up to $100,000 | Customers who use their checking account actively | High earning potential, everyday spending rewards, nationwide ATM fee refunds |
APY – Annual Percentage Yield
Why These Accounts Stand Out
Rates Competitive With National Banks
Convenient Mobile and Online Banking Tools
Clear Requirements and Support
FDIC-insured security and CDARS/ICS options to insure balances over $250,000
Whether you’re building savings, managing everyday expenses, or earning more from the account you already use most, we’ll help you find a setup that works for your lifestyle.
Talk with American Pride about
maximizing your personal banking.
706-534-9689
Best Certificates of Deposit (CDs) Rates
Reliable Returns With Flexible Options
| Featured CD Rates | ||
|---|---|---|
| Term | APY | Ideal For |
| 6-Month CD | 4.00% APY | Short-term savings goals or rate flexibility |
| 12-Month CD | 3.75% APY | Balanced growth with a fixed return |
APY – Annual Percentage Yield
Why Choose an American Pride CD?
Fixed Rates for the Full Term
Predictable Earnings
Available for Personal and Business Customers
Trusted Guidance
If you’re deciding between terms or want to explore a CD strategy that aligns with future plans, our bankers are happy to walk through your options.
Let’s build a CD strategy
that fits your goals.
706-534-9689
Expanded FDIC Coverage With ICS® and CDARS®
When balances exceed standard FDIC insurance limits, safety and structure become especially important. American Pride Bank participates in ICS® (Insured Cash Sweep) and CDARS® (Certificate of Deposit Account Registry Service) to help eligible customers extend FDIC protection while working with one familiar bank.
What This Means for You
FDIC insurance beyond $250,000
One bank, one statement, one relationship
No need to manage multiple accounts across institutions
Ideal for high-balance personal and business customers
Eligible Accounts
ICS®-Eligible Accounts
- Business Money Market
- Patriot Plus Money Market
CDARS®-Eligible CDs
- 4-week CD
- 13-week CD
- 26-week CD
- 12-month CD
- 2-year CD
- 3-year CD
These services are especially valuable for businesses, municipalities, nonprofits, and individuals seeking enhanced protection while keeping banking simple.
Talk with American Pride to see if
ICS or CDARS are right for you.
706-534-9689
Why Customers Choose
American Pride Bank
At American Pride, we know you work hard, and we think your money should work just as hard for you. Here you’ll find:
- Fast, local decisions
- Real people answering your calls
- Faster responses and clearer communication
- Bankers who take time to understand your goals
- A relationship you can count on long after the account is opened
We’re proud to offer competitive products and to serve the people and businesses behind them.
APB Home Loans
Helping You Move Forward With Confidence
In addition to deposit accounts, American Pride Bank offers a wide range of home loan solutions designed to meet borrowers where they are. These programs support purchases, refinances, and investment properties.
We work with:
- First-time and experienced homebuyers
- Self-employed borrowers
- Owner-operators
- Real estate investors
Our home lending team focuses on flexibility, clear guidance, and fast decision-making.
APB Home Loans is a trade name of American Pride Bank, NMLS ID #402598 (www.nmlsconsumeraccess.org).
Equal Housing lender. Member FDIC. Corporate Address: 4740 Log Cabin Drive Macon GA 31204
American Pride Bank is not affiliated with or acting on behalf of the FHA, VA, USDA, or the Federal Government.
APB Home Loans does not originate loans in the state of Maryland.
Let’s talk about your next home
or investment property.
844-717-2155 Or send us a message!
Let’s Do Business Together!
If you’re looking for the best rates from a bank that believes in personal service, we’d love to help.
Talk with an American Pride banker
Request an appointment
Visit one of our six convenient branch locations
Find a Location
Macon – Main Office – Full Service Branch
4740 Log Cabin Drive
Macon, Georgia 31204
Hours of Operation:
Monday–Thursday: 9 a.m. – 5 p.m.
Friday: 9 a.m. – 5:30 p.m.
Macon – Forsyth Road – Full Service Branch
4511 Forsyth Road
Macon, Georgia 31210
Hours of Operation:
Monday–Thursday: 9 a.m. – 5 p.m.
Friday: 9 a.m. – 5:30 p.m.
Warner Robins – Full Service Branch
4001 Russell Parkway
Warner Robins, Georgia 31088
Hours of Operation:
Monday–Thursday: 9 a.m. – 5 p.m.
Friday: 9 a.m. – 5:30 p.m.
Athens-Oconee – Full Service Branch
1010 Pine Ridge Court
Athens, Georgia 30606
Hours of Operation:
Monday–Thursday: 9 a.m. – 5 p.m.
Friday: 9 a.m. – 5:30 p.m.
Alpharetta – Full Service Branch
6503 North Point Parkway
Alpharetta, Georgia 30022
Hours of Operation:
Monday–Thursday: 9 a.m. – 5 p.m.
Friday: 9 a.m. – 5:30 p.m.
Tampa – Office
6135 W Sitka St
Tampa, FL 33634
Hours of Operation:
Office – By Appointment Only.
Email info@americanpride.bank or
dapatel@americanpride.bank for an appointment.
We Are Confident. Let’s Get Started.
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Terms and Conditions
High Yield Savings Account (Business and Personal)
Annual percentage yield (APY) is accurate as of January 15, 2026. Rates may change after the account is opened. Minimum opening deposit of $100 required. Fees may reduce earnings. Interest is compounded daily and credited monthly. Personal and business account options available. Additional terms and conditions may apply.
$100 minimum average daily balance to avoid $6 monthly maintenance fee
See a banker for full details.
Premiere Advantage Business Money Market Account
Annual percentage yields (APYs) are accurate as of December 12, 2025. Rates may change after the account is opened. Minimum opening deposit of $100 required. Fees may reduce earnings. Interest is compounded daily and credited monthly. Business accounts only. See a banker for full details. Account holder must maintain their primary business checking relationship with American Pride Bank to open this account and qualify for the bonus money market rate. A primary business checking account is defined as the account used for all business operating activities, including deposits, payroll, vendor payments, and other operating expenses. If this requirement is not met, the interest rate will be 0.995% with a 1.00% APY.
- Up to $500,000: 4.00% APY
- $500,001 to $1 million: 4.25% APY
- $1,000,001 to $5 million: 4.50% APY
- More than $5 million: 4.00% APY
Rewards Checking Account
To qualify for American Rewards rates and receive reimbursements on your ATM fees, you must perform the following during the monthly qualification cycle: 1) Have at least seven (7) ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice. APY=Annual Percentage Yield. APYs accurate as of 01/15/2026. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $100,000 receive APY of 5.00%; and (3) balances over $100,000 earn 0.486% with an annual percentage yield of 0.50% on portion of balance over $100,000. If qualifications are not met, all balances earn 0.05% APY. Interest compounds on a daily basis and credits to the account monthly. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. “Monthly Qualification Cycle” means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. ATM transactions do not count towards qualifying debit card transactions. Limit one account per SSN. Fees may reduce earnings.
Certificates of Deposit
Annual percentage yields (APYs) for certificates of deposit are accurate as of January 15, 2026. The stated APYs assume principal and interest remain on deposit until maturity. Early withdrawal penalties may apply and will reduce earnings. Minimum opening deposit of $100 required. Rates are fixed for the term of the CD. Personal and business account options available. Additional terms and conditions apply.
